First Time Home Buyers
If it's been three years or more since you've owned the property you live in, you qualify as a first-time home buyer. Learn about tips, tools, and programs that can make your journey smoother and more affordable.
Featured resources

8 tax deductions for homeowners: Your breaks and benefits
If you own your home, you can save money when on income tax by deducting specific expenses. Get the most value from your home with these 8 tax deductions.

Average down payment on a house: What you should consider
The average down payment on a house isn’t 20%. How much you put down depends on your loan and situation. Here’s what to know before applying for a mortgage.
Down payment assistance programs and grants: What they are and how they work
Need help buying a home? Explore the different types of down payment assistance programs and grants available to you today.

First-time home buyer programs & loans
If you’re a first-time home buyer interested in a loan or grant, there are several government programs to help you. Discover your options and see if you qualify.
First-time home buyers classes: A guide
A first-time home buyers class can help you feel better-prepared for the home buying process. See what you can expect from a class for first-time home buyers.

Preparing for the costs of buying a house
There are many ongoing and up-front costs associated with buying a house. Here
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